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FINANCIAL WORKSHEET
Amount of monthly unemployment compensation________________________________ Amount of monthly rent or mortgage payments__________________________________ Amount of monthly utility bills_______________________________________________ Amount of monthly food expense_____________________________________________
On all installment loans the following must be provided: Monthly payment____________________________________________________ Due date of loan payment______________________________________________ Loan balance________________________________________________________ Is it secured? _____________________If so, by what________________________
On home mortgages the following is necessary: Monthly payment____________________________________________________ Does it include real estate taxes and insurance?________ If not, what it the monthly amount for both__________________________ Balance owing on home_______________________________________________ Estimated current market value of home___________________________________
List all other debts with amount you owe and the required monthly payment, such as: Doctor_____________________________________________________________ Dentist_____________________________________________________________ Credit cards_________________________________________________________ Schooling or childcare provision_________________________________________ Misc. debt or expenses________________________________________________
MONTHYLY INCOME DURING UNEMPLOYMENT
Net Salary & Wages (take home pay) First Person __________ Second Person __________ Other Income __________ TOTAL INCOME A. _______________
Monthly Living Expenses Groceries __________ Automobile- Gas __________ Oil __________ Repairs __________ Utilities- Electric __________ Gas __________ Water/City __________ Telephone __________ Other __________ Laundry and Cleaning __________ Clothing __________ Medical (co-pays, prescriptions) __________ Insurance- Medical __________ Dental __________ Life __________ Auto __________ Child Care __________ Subscriptions __________ Memberships/Dues __________ Education __________ Church __________ Charities and Donations __________ Miscellaneous __________ TOTAL MONTHLY EXPENSES B. _______________
Fixed Monthly Expenses Rent or Mortgage __________ Home Insurance __________ Real Estate Taxes __________ Auto Loans __________ Personal Loans __________ Credit and Bank Cards __________ Credit Loans (i.e. furniture) __________ Other monthly payments __________ TOTAL FIXED EXPENSES C. _______________
NET INCOME (A-B-C=NET) __________________ *Try to set aside a minimum of 20% of net income each month for incidentals and emergency expenses.
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